Archive | First Time Homebuyers RSS feed for this section
Michael Pollock

April 1st Changes to Mortgage Compensation – How Will It Affect You?

by on March 29, 2011 in Featured, Financing, First Time Homebuyers, Mortgage Comments { 0 }

I try to post important information about the mortgage industry on our site as it affects the majority of home-buyers and home-owners.  In August of 2010 the Federal Reserve Board issued final rules on loan originator compensation to go into effect on April 1, 2011.  The Federal Reserve rules tie in with Dodd-Frank Wall Street [...] Read more

Michael Pollock

Tacoma 30 Year Mortgages at 4%!?!

by on August 2, 2010 in Buyers, Featured, Financing, First Time Homebuyers, Mortgage, Real Estate Comments { 0 }

Yes, that’s not a typo or missing some additional .5 or .75.   As mortgage backed securitities continue to gain steam due to overall weakness in the economy the rates for Conventional and Government loans have reached new lows.   For the first time in my years as a Loan Originator I had clients close on a purchase [...] Read more

Michael Pollock

First Time Home Buyers Guide Part 3

by on January 29, 2010 in Buyers, Featured, Financing, First Time Homebuyers, Mortgage, Real Estate Comments { 0 }

8. GET INSURANCE No one would drive a car without insurance, so it figures that no homeowner should be without insurance. The essential idea behind various forms of property and real estate insurance is to protect owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime. What [...] Read more

Michael Pollock

First Time Home Buyer Guide Part 2

by on January 26, 2010 in Buyers, Featured, Financing, First Time Homebuyers, Mortgage, Real Estate Comments { 0 }

4. LOOKING AT HOMES Some 6 million new and existing homes are sold each year. There is no shortage of housing options, but with so many choices the challenge becomes finding the property which best meets your needs. The housing market is complicated because the stock of homes for sale is always in flux. If [...] Read more

Michael Pollock

First Time Home Buyers Guide Part 1

by on January 22, 2010 in Buyers, Featured, Financing, First Time Homebuyers, Mortgage, Real Estate Comments { 0 }

For a first time homebuyer the whole process of purchasing a home can be a bit daunting at first thought.  It doesn’t need to be if you have the right people you are working with.  That also goes for any person purchasing a home in the ever evolving real estate and mortgage market.  Here’s a guide [...] Read more

Real Estate Nationwide